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Financial Services

McGregors are now able to provide Independent Financial Advice to clients. Our specialist independent services can help and advise you regarding a wide range of financial matters.

McGregors services include giving advice and help concerning:

• Personal and Occupational Pension Schemes.
• Property Purchase through a Pension
• Arrangement.
• Life Cover.
• Employee Benefits
• Retirement Planning
• Bespoke Investment Planning
• Family and Business Protection by way of
• appropriate Insurance Policies.
• Income Protection.
• Mortgage Services.

Commercial Finance, Invoice Discounting, Factoring & Asset Finance

From time to time businesses need access to alternative methods and levels of funding for the following new and used items:

• Cars/Vans/Light/Heavy Commercial Vehicles
• Trailers/Low Loaders.
• Plant, Machinery,Equipment & Printing M/cery
• Computers and Office Machines.
• Tractors and Agricultural Machinery.
• Invoices(Factoring & Invoice Discounting)
• Boats/Aeroplanes and Helicopters!!

The following funding options may be available to you: 

• Hire Purchase/Lease Purchase/Finance Lease
• Operating Lease/Contract Hire.
• Asset Finance and Refinance
• Sale & Lease/HP Back
• Invoice Discounting(Confidential & Disclosed)
• Factoring
• Banking – Overdrafts/Loans/Rebanking.
• Credit Insurance against Bad Debts.
 

The three major funding options that are in the list above are:

1. Invoice discounting – this releases cash against your UK/Export invoices.
2. Factoring – this is a flexible funding solution that provides cash flow for all shapes and sizes of businesses and will fund your Sales Ledger.
3. Asset Finance and Refinance – this is used to finance your company’s assets; namely plant, machinery,office equipment, vehicles etc.

Mcgregors will dedicate a specialist and qualified consultant to your business who will work with you by:

• Gathering the relevant information.
• Accessing the database.
• Negotiating throughout on your behalf.
• Reporting the findings clearly.
• Guiding you through the complexities at all times.
• Assisting you to an agreed completion.

The Cost: We will always agree our fees with you in advance, and will only invoice you when you are completely happy with the work we have done for you.

Commercial/Investment Property Mortgages

The aim of our service is to obtain for you the most cost effective way to finance or refinance your commercial mortgage borrowings. McGregors have access to the whole market, and in most cases we can provide you with high loan values, various repayment methods and low interest rates over terms as long as 30 years.McGregors can cover every sector of industry and commerce in the UK with bespoke commercial mortgage services from 0% to 100% of valuation.

We can provide:

• First Mortgages
• Second Mortgages
• Bridging Finance
• Buy to Let Mortgages
• Development Finance
• Investment property Mortgages

In addition we can provide specialist lines of funding for the following sectors:

• Healthcare
• Farming
• Architects
• Solicitors
• Vets

McGregors will dedicate a specialist person to work with you to:

• Gather the relevant information
• Access the data base and identify the right products for you.
• Negotiate throughout on your behalf.
• Report directly to you our findings.
• Guide you through the complexities and represent your interests throughout to completion

Our Commitment to You: McGregors will always be realistic about what we can do for you and we will ensure that we provide you with clear and relevant options that enable you to make meaningful decisions for your business.

Our Charges: We will always discuss and agree with you our charges before we start work. You will always know in advance what our charges are going to be and we will only invoice you when we have completed the work to your satisfaction.

Venture Capital

Is your business a small to medium enterprise (SME) thathas experienced difficulty in accessing funding through conventional funders for a project or product ?

If so, then Venture Capital (VC) may be the solution. Venture Capital can provide a cost effective way of enabling you to succeed where otherwise you may have failed. McGregors will help you to benefit from :

• Our experience in working closely with SME’s.
• Our vision and ability to analyse your project.
• Business Plan Modelling.
• Our established links with VC funders.
• Full access to the information you need.
• Our ability to find the right solution for you.

Whether your business is young, developing or even well established, you will probably have found that it is difficult to raise even modest amounts of venture capital without having the necessary expertise. McGregors is able to bring its experience to bear as it comes alongside your business and works with you in line with your business plan to help you to access the capital you require to enhance, develop or grow your business.

The first thing we will need to do is to get to know each other and to establish a close working relationship founded on mutual trust and understanding. We will need to know at the outset the clear aims and objectives of your funding requirements. Once our goals are set, we can get down to work on the Business Plan Modelling with you.

The Cost: McGregors will agree with you in advance of our charges, and only invoice you when you are completely satisfied with the work we have done.

Our Promise: McGregors will always be realistic about your aims and objectives, and will offer you consistent support and clear information whilst leaving you in control of your strategic decisions. At all times we will provide you with clear options so that you are able to make the best possible decisions for your business.

The information on this page does not constitute advice or a recommendation. Information is based on our current understanding of the topics discussed. McGregors Financial Services Ltd. is an appointed representative of Brett & Randall Insurance Brokers Limited which is authorised and regulated by the Financial Services Authority.

ACTION:
If you would like more information or would like to ask us a question then call us on 01623 635349. To ask us a question online click here.